Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .
This week we are breaking things down. Insurance is confusing, let us be honest about that. We do this day in and day out so for us, we get used to talking about all the insurance jargon and sometimes… we assume you. . .
Are you considering purchasing a duplex? Or maybe a multi-unit building? Or maybe even are considering adding an apartment to your current home? If so, there are some things you may want to know. There are many benefits to owning an owner-occupied. . .
If you are a homeowner, you have probably heard the trusty old flood insurance spiel whether it was from your insurance agent or from your mortgage company. “You need flood insurance” “My home could never be flooded” “You’re in a flood zone” “That’s impossible. The water has never even come. . .
They are fun, you were jealous of the kids who had them, you probably asked your parents for one when you were a child, and you were probably met with some reluctance. I was that kid… growing up my best friend. . .
While some parts of the country may use fireplaces as a centerpiece in their living or sitting rooms, folks like us in northern New England disregard the decorative aspects and take advantage of t he supplemental heat that they can bring to our homes. Temperatures are. . .