Homeowners: What is medical payments to others coverage?

HAPPY ALMOST THANKSGIVING! We are at the end of our in-depth homeowners coverage series. If you need to catch up and want to read the previous articles, click the links below: Dwelling Coverage Other Structures Personal Property Loss of Use Personal Liability This week we are covering medical. . .



Save On Your Insurance With Daylight Savings!

Who knew you could save money when you turn your clocks forward. It’s a pretty cool concept. You gain an hour of sleep, lose some daylight and potentially save some money. You’re probably wondering how this happens and what this has to do. . .



Homeowners: What is Other Structures Coverage?

WHAT ARE OTHER STRUCTURES?? Other structures is any structure that is not attached to your dwelling, otherwise known as your home. These structures include but are not limited to: A Shed A Detached Garage A Barn A Gazebo Your detached structures on your property are generally covered by the same hazards or. . .



Homeowners: What is Dwelling Coverage?

Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .