What Can Impact My Insurance Rates?

At some point in your lifetime, you have heard the various reasons your car insurance can go up or down in price. From the 16-year-old male driver to the bright red sports car. Guess what? There is a lot truth to this. Here is. . .



Should I Work With An Insurance Agent?

Doctors Engineers Accountants What do these three have in common? They are experts in their fields. They have studied, practiced, and studied more to become experts. What does this have to do with insurance? Well… we have done the same thing. We study, we practice, and we. . .



Preferred & Standard, or Surplus & Non-Standard? That is the question.

In a perfect world, everyone’s property is pristine, well updated and without any liabilities. Unfortunately, this is not the case. For various reasons. But first, how about we dive into the difference between standard carriers and surplus carriers (non-standard). Standard carriers are “admitted” to offer a certain. . .



What is Inland Marine Coverage and who needs it?

Did you know that there are water crafts that can run on land? JUST KIDDING! Obviously this is not something we are talking about nor is it something we’d want to be insuring. We are talking about insuring equipment or other. . .



What insurance does your college kid need?

Summer is flying by and before we know it, school will be starting, and kids will be off to college. If you have a kiddo that is about to start school here in the fall, this is for you! Depending on. . .



Helpful Insurance Tips

This week in our blog we are doing a "Did you know?" edition! These are simple little tidbits we are sharing with you that can very helpful. Did you know… Independent insurance agents like us here at Kinney Insurance, have access to many different carriers. . .