Homeowners: What is Other Structures Coverage?

WHAT ARE OTHER STRUCTURES?? Other structures is any structure that is not attached to your dwelling, otherwise known as your home. These structures include but are not limited to: A Shed A Detached Garage A Barn A Gazebo Your detached structures on your property are generally covered by the same hazards or. . .



Homeowners: What is Dwelling Coverage?

Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .



What Can Impact My Insurance Rates?

At some point in your lifetime, you have heard the various reasons your car insurance can go up or down in price. From the 16-year-old male driver to the bright red sports car. Guess what? There is a lot truth to this. Here is. . .



What is Inland Marine Coverage and who needs it?

Did you know that there are water crafts that can run on land? JUST KIDDING! Obviously this is not something we are talking about nor is it something we’d want to be insuring. We are talking about insuring equipment or other. . .



What insurance does your college kid need?

Summer is flying by and before we know it, school will be starting, and kids will be off to college. If you have a kiddo that is about to start school here in the fall, this is for you! Depending on. . .



Party Boats and Insurance! Stay afloat with these tips!

We covered motorcycle safety and awareness, so it only makes sense that we would go over boating safety! I am not going to waste any time… Let’s dive right in! All state laws are different so be sure to reference yours before taking a boat out. . .