Homeowners: What is medical payments to others coverage?

HAPPY ALMOST THANKSGIVING! We are at the end of our in-depth homeowners coverage series. If you need to catch up and want to read the previous articles, click the links below: Dwelling Coverage Other Structures Personal Property Loss of Use Personal Liability This week we are covering medical. . .



What Is The Difference Between High & Low Deductibles?

Whether you are talking about your homeowners insurance, your auto insurance, umbrella, boat… the list goes on. You have a deductible that applies to each of these policies. Let’s talk about what your deductible is. With regards to your homeowners policy, your deductible is. . .



What is Homeowners Liability Coverage?

As we wrap up our series on basic homeowners coverage, if you are in need of a review here are the links to our previous posts: What is loss of use? What is other structures coverage? What is personal property coverage? What is dwelling coverage? This. . .



Save On Your Insurance With Daylight Savings!

Who knew you could save money when you turn your clocks forward. It’s a pretty cool concept. You gain an hour of sleep, lose some daylight and potentially save some money. You’re probably wondering how this happens and what this has to do. . .



What is Loss of Use coverage on Home Insurance?

Your house was damaged in a fire and now its unlivable. What happens now? THIS IS WHAT YOUR HOMEOWNERS’ INSURANCE is for! Have you ever wondered what the “loss of use” line was for on your policy? Now you know. Loss of use, otherwise known. . .