Turkey Frying Tips for Thanksgiving!

It's November, and Thanksgiving is coming up right around the corner! For many of us, it's the kick-off to the holiday season. It allows us to gather with friends and families for good food, conversation, and a chance to relive. . .



Chimney Fire Safety Tips

As we're heading into the cooler months, It's a beautiful opportunity to talk about fireplace safety. We know that it's gratifying to sit around the woodstove or fireplace on a cold evening and enjoy the warmth and crackle of a. . .



What is Loss of Use coverage on Home Insurance?

Your house was damaged in a fire and now its unlivable. What happens now? THIS IS WHAT YOUR HOMEOWNERS’ INSURANCE is for! Have you ever wondered what the “loss of use” line was for on your policy? Now you know. Loss of use, otherwise known. . .



Homeowners Insurance: How Are My Belongings Covered?

Another week, another coverage! So far, we have gone over Dwelling Coverage and Other Structures. This week, week we are going to dive into Personal Property Coverage! ALRIGHT… What is personal property coverage? This is ANYTHING that you own, such as; furniture, electronics, and clothing. Whether this is. . .



Homeowners: What is Other Structures Coverage?

WHAT ARE OTHER STRUCTURES?? Other structures is any structure that is not attached to your dwelling, otherwise known as your home. These structures include but are not limited to: A Shed A Detached Garage A Barn A Gazebo Your detached structures on your property are generally covered by the same hazards or. . .



Homeowners: What is Dwelling Coverage?

Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .