Vermont business owners insurance
Vermont business owners insurance
Vermont business owners insurance
Vermont business owners insurance
Vermont business owners insurance
Vermont business owners insurance

Business Owners
A business owners package is one of the most effective ways to insure your small business. We can help you determine the right coverage limits for your business and quote it with multiple companies to get you the best value to protect the business you have worked hard to create.
General Liability
Liability is how you protect your business from lawsuits. We can work with you to help you determine what is the best way to protect your business and help you find the best coverage to meet that need.
Property
Your business property is what keeps your business in operation and should it be lost, damaged, or stolen it is important to have proper coverage to get you back up and running.
Auto
One of the largest exposures for a business is damage and injury caused by employees while driving company vehicles or their own vehicles for company business. Our team can help you make sure you have the right coverage to protect your business.
Employment Practices and Liability
Your standard liability package excludes lawsuits employees may bring due to errors in your employment practices (hiring, firing, harassment, etc.). This type of insurance will cover you for that exposure and is often an inexpensive add on to your existing liability policy.
Directors and Officers Liability
Directors and Officers insurance is designed to protect the people that run a company or organization should someone (shareholder or membership) feel that that the decisions they made adversely impacted the company or group and bring action against them.
Bonds
Some companies, non-profits, and government organizations require bonds to protect them against your business or an employee breaking an agreement. We can help you evaluate your bond needs and find an avenue to secure it.
Inland Marine
If you are transporting equipment and finished goods that are owned by others, have significant levels of inventory in a truck, or need to have protection for items in transit, an inland marine policy might be right for you.
Worker's Compensation
We can help you determine if you are required to carry Worker's Compensation (in most cases you are) and we can help you place it competitively.
Umbrella
You have worked hard to build your business and in some cases you may require higher levels of commercial liability protection than a base policy can provide. Instead of purchasing higher limits on each individual policy, it may make more sense to purchase a commercial umbrella to provide the same protection over all of your policies.
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