Business Insurance For Creatives!
CREATIVES! This one is for you!
It’s easy to think that you don’t need insurance because maybe you work from home… or maybe you don’t go onto someone else’s property but if you keep a list of client information or own equipment for your business then you NEED insurance.
Let’s look at a couple of businesses and what type of insurance they need:
- Photographers:
- Business Personal Property: This would help cover things like your computer, printers, and any other equipment you use for your business
- General Liability: This is going to help protect you in the event you were to cause damage to someone else’s property
- Cyber Liability: This policy will help protect you in the event that your client list is compromised and their information is stolen and then illegally used
- Inland Marine: This is going to cover your camera’s and lighting equipment for when you are mobile and away from your office or studio
- Artists:
- Business Personal Property: This would help cover things like your computer, printers, and any other equipment you use for your business
- General Liability: This is going to help protect you in the event you were to cause damage to someone else’s property
- Inland Marine: This will help cover your work while it is stored in a gallery and while it is in transit
You can see as we break down the lines of coverage for each business, why they may be important. Every single business should have insurance. And at the VERY LEAST, general liability. This is why you need to speak with an insurance agent when you decide you are going to start a business.
Whether you are selling something tangible or service, insurance is a must!
Don’t get caught without insurance. Click the link below now and schedule a meeting with us.